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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) bundled services.
B) anti-kickback.
C) tied benefits.
D) required use.

2. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) an assumption clause.
B) a due-on-sale clause.
C) a prepayment clause.
D) a subordination clause.

3. A state tax lien filed in the county where the taxpayer owns property is

A) a lien against any property owned by the taxpayer in the county.
B) only a lien against the property described in the lien.
C) a lien that remains in force for a 3-year period.
D) only a lien upon the sale of the property.

4. To satisfy a mortgage of record, which of the following must be filed?

A) an original note
B) a mortgage satisfaction
C) a certified copy of original mortgage
D) a payoff statement

5. Which of the following is NOT effective with a Quit Claim Deed?

A) Conveyance of title interest.
B) Warranty of title.
C) Remove clouds on title.
D) Stops grantor from asserting rights.

Solutions: