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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. A policyowner may not pay premiums with which frequency?

A) Quarterly
B) Semi-annually
C) Monthly
D) Bi-weekly

2. The only beneficiary named in a life insurance policy died before the Insured. The policyowner did not name a
new beneficiary. When a claim is filed, the death benefit would be paid to the

A) beneficiary's estate.
B) policyowner.
C) insured's estate.
D) Insured's next of kin.

3. What law do all Insurers and their agents need to comply with In regards to Information being obtained from a
third party concerning the applicant?

A) McCarran-Ferguson Act
B) Unauthorized Insurers Service of Process Act
C) Fair Credit Reporting Act
D) Dodd Frank Act

4. Which of the following plans will provide a death benefit to the policy's beneficiary Income tax free?

A) Annuity.
B) Qualified Retirement.
C) Whole Life.
D) Tax Sheltered Annuity.

5. Which of the following policies allows the policyowner to change two policy features?

A) Modified Life.
B) Credit Life.
C) Term Life.
D) Adjustable Life.

Solutions: